Costco MemberShip Costs

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Costco Gold Star

Costco Membership Levels

Costco, a renowned wholesale corporation, operates a chain of membership-only warehouse clubs. But what makes it so special? The allure lies in the exclusive memberships, offering a plethora of benefits and savings. From bulk purchases to travel deals, Costco’s memberships are tailored to various needs, providing a unique shopping experience.

Gold Star Membership: The Standard Option

  • Annual Fee: $60.00 – For those seeking the essential Costco experience, the Gold Star Membership is available at $60.
  • Free Household Card: What’s Included? – Share the joy of shopping with a free Household Card.
  • Access to All Costco Locations – Shop to your heart’s content at any Costco location around the world and online at Costco.com.

Executive Membership: The Premium Choice

  • Annual Fee Breakdown: $120.00 – The Executive Membership, priced at $120, includes a $60 membership fee and a $60 upgrade fee. It’s the crème de la crème of Costco memberships.
  • Annual 2% Reward on Qualified Purchases – A tantalizing 2% reward awaits on eligible purchases, enhancing your savings.
  • Worldwide Access to Costco Locations – Enjoy shopping at Costco.com and any Costco location across the globe.
  • Exclusive Benefits on Costco Services – From home and auto insurance to mortgage services, the Executive Membership offers unparalleled benefits.
  • Extra Perks on Select Costco Travel Products – Planning a getaway? Enjoy additional perks on travel products, making your journey even more delightful.

Business Membership: For the Entrepreneurs

  • Annual Fee: $60.00 – Targeted at business owners, this membership is available for a mere $60.
  • Free Household Card Included – Share the benefits with your family with a complimentary Household Card.
  • Affiliate Cardholders: Add More for $60 Each – Expand your business benefits by adding Affiliate Cardholders.
  • Valid Across All Costco Locations – Shop for your business needs at any Costco location worldwide.
  • Special Privileges for Resale Purchases – Purchase for resale with ease and convenience.
  • Additional Business Services: Business delivery, payment processing, printing, and even business health insurance are all potential ways the Costco Business Membership can save you money.
  • Requirements for Business Members – Business documentation is required, ensuring a seamless experience tailored to business owners.

Business Executive Membership: Upgraded Business Account

  • Annual Fee Breakdown: $120.00 – The Business Executive Membership, priced at $120, includes a $60 Business membership fee and a $60 upgrade fee. It’s the top of the line for Costco business memberships.
  • Annual 2% Reward on Qualified Purchases – A 2% reward (up to $1000/year) on eligible purchases.
  • Includes All Business Membership Perks – Plus more!
  • Worldwide Access to Costco Locations – Enjoy shopping at any Costco location and online at Costco.com.
  • Exclusive Benefits on Costco Services – From home and auto insurance to mortgage services, the Executive Membership offers unparalleled benefits.
Costco Membership Card Levels

Comparing Memberships: Executive vs Business vs Gold Star

Both the Gold Star Membership and Business Membership can be purchased for $60 per year and both can be upgraded to the Executive Membership to get the added 2% Reward and additional savings on Costco services.

There is not much of a downside to getting a Business Membership compared to the Gold Star Membership as long as you qualify. The main downside is needing to bring in a few more documents when applying.

You also can still access Costco Business Center locations with your standard personal membership so don’t feel like you are missing out on too much!

Use the calculator below to determine if the 2% cash back from the Executive Upgrade is worth it at your current spending level. If you are unsure or don’t currently shop at Costco remember that Costco has a 100% satisfaction guarantee on their memberships.

That means if you get your cash back and it is less than the $60 upgrade fee you can downgrade to a Gold Star or Executive Membership and be refunded the difference. Of course the 2% back isn’t the only perk of the Executive upgrade but it is a easy way to see that it is at least paying for itself. If you use other Costco Services be sure to take into account any Executive discounts you may be getting with those.

Costco Executive Upgrade Calculator

Executive Membership Calculator







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Breakeven Point: Spend $3000 Annually

Find out if the Executive Upgrade is Worth It For You!


How to Apply for a Costco Membership

  • Online Application Process – Apply online with ease, but you will have to stop at your local Costco to pickup you membership card.
  • In-Store Application – Prefer in-person interaction? Quickly apply at your nearest Costco and start shopping right away.
  • Necessary Documents – If you are applying for a personal membership (Gold Star or Executive) you pretty much just need your government issued ID, a way to pay, and some basic personal information. If you applied online just bring your ID and the Email from Costco with your membership number. \
  • Business Documents: Bring the following documents to the Costco membership counter to pick up your new cards: Email from Costco with membership number (if you applied online), Valid government-issued photo identification, Business license (or three different pieces of business ID), Resale certificate (if applicable), Tobacco certificate (if applicable).

Maximizing Your Costco Membership

  • Tips to Get the Most Out of Your Membership – From seasonal deals to member-only savings, make the most of your membership.
  • Exclusive Deals and Offers – Enjoy exclusive access to promotions and discounts.
  • Partnered Brands and Discounts – Save more with partnered brands.
  • Cancellation and Refund Policies – Change your mind on your membership or a recent purchase? Costco has a 100% Satisfaction Guarantee with some reasonable exceptions.
  • Customer Support and Assistance – Assistance is just a call or chat away.

Costco Beyond the Membership
Exploring Costco’s Product Range – From groceries to electronics, explore a wide array of products.
Services Offered: Travel, Insurance, and More – Discover services that go beyond shopping.
Community Initiatives and Sustainability Efforts – Join Costco in making a difference.

How Much Does Membership Cost at Costco?

Just $60 or $120 per year depending on the membership you choose!

Can I Shop At Costco Without a Membership?

You can shop at Costco.com without a membership but some deals will be exclusive to members. You can also shop in-store with a Costco Shop Card (Gift card) without a Costco membership.

How Many Levels Of Membership are there at Costco?

There are four types of memberships at Costco: Gold Star ($60), Executive ($120), Business ($60), Business Executive ($120).